Does Planet Fitness Accept Silver Sneakers? (Updated for 2025)

If you’re a senior looking for a budget-friendly gym membership, you may have come across the Silver Sneakers program. This Medicare fitness benefit offers free or discounted access to participating gyms across the U.S. But the question remains: Does Planet Fitness accept Silver Sneakers?

In this detailed guide, we will explore Planet Fitness’ participation in Silver Sneakers, alternative options, membership pricing, and what you need to know before signing up.

✅ Does Planet Fitness Accept Silver Sneakers in 2025?

No, Planet Fitness does not accept Silver Sneakers as of 2025. While many gyms, such as YMCA, Anytime Fitness, and LA Fitness, participate in Silver Sneakers, Planet Fitness has opted out of this program.

However, seniors can still access affordable membership options at Planet Fitness, including the Classic Membership and the Black Card Membership.

🏋️ Why Doesn’t Planet Fitness Accept Silver Sneakers?

There are a few reasons Planet Fitness does not participate in Silver Sneakers:

Planet Fitness already offers low-cost memberships (starting at $10/month), making it one of the cheapest gym chains in the U.S.
The company’s business model is built around affordability, meaning they do not heavily rely on insurance-based memberships.
They do not offer senior-specific fitness programs, unlike other Silver Sneakers-approved gyms.

🏛️ What Gyms Participate in Silver Sneakers?

If you’re looking for a Silver Sneakers gym, you still have many options. Here are some of the top gyms that do accept Silver Sneakers:

Gym Name	Silver Sneakers Eligible?	Membership Cost Without Silver Sneakers
YMCA	✅ Yes	$30-$70/month
LA Fitness	✅ Yes	$29.99-$39.99/month
Anytime Fitness	✅ Yes	$40-$60/month
24 Hour Fitness	✅ Yes	$30-$50/month
Gold’s Gym	✅ Yes	$20-$50/month
Snap Fitness	✅ Yes	$30-$45/month
Curves	✅ Yes	$40-$50/month
Crunch Fitness	❌ No	$10-$30/month
Planet Fitness	❌ No	$10-$25/month

👉 To check for Silver Sneakers gyms near you, visit the official Silver Sneakers Gym Locator.

💰 Planet Fitness Membership Options for Seniors

While Planet Fitness does not accept Silver Sneakers, they offer two affordable membership options:

🎟️ 1. Planet Fitness Classic Membership

Cost: $10/month
Access to: Home club only
Unlimited fitness training
No contract required
Great for: Seniors who want an affordable, no-frills gym experience.

🎟️ 2. Planet Fitness Black Card Membership

Cost: $24.99/month
Access to: All 2,500+ Planet Fitness locations
Guest privileges (bring a friend for free)
HydroMassage & tanning bed access
Discounts on beverages and supplements
Great for: Seniors who want more flexibility and amenities.

Tip: Planet Fitness frequently offers discounts and promotions, so check for special deals before signing up.

🔎 How to Find a Senior-Friendly Gym Near You

If you are looking for a gym that offers Silver Sneakers or senior discounts, here’s how to find the right fit:

1️⃣ Use the Silver Sneakers Gym Locator

Go to Silver Sneakers’ website and enter your ZIP code to find a participating gym.

2️⃣ Call Your Local Gym

Not all franchise locations follow the same policies. Call your nearest gym and ask:

“Do you accept Silver Sneakers?”
“Do you offer senior discounts?”
“What senior-friendly amenities do you have?”

3️⃣ Check for Medicare-Approved Gyms

Some gyms may accept Medicare Advantage plans even if they do not officially participate in Silver Sneakers.

🤔 FAQ: Silver Sneakers & Planet Fitness

1. Does Planet Fitness accept Silver Sneakers in Florida?

No, Planet Fitness does not accept Silver Sneakers in Florida or any other U.S. state.

2. What gyms near me accept Silver Sneakers?

Use the Silver Sneakers Gym Locator to find a participating gym near you.

3. Can seniors join Planet Fitness at a discount?

While there is no specific “senior discount,” Planet Fitness offers memberships starting at $10/month.

4. Does Planet Fitness accept Medicare for gym membership?

No, Planet Fitness does not accept Medicare-based fitness programs like Silver Sneakers.

5. Are there alternative senior-friendly gym memberships?

Yes! Many seniors prefer YMCA, LA Fitness, or Anytime Fitness, which accept Silver Sneakers.

6. Does the Planet Fitness Black Card cover Silver Sneakers?

No, the Planet Fitness Black Card ($24.99/month) does not include Silver Sneakers benefits.

7. What is the cheapest gym for seniors?

Planet Fitness offers the lowest standard membership ($10/month), but Silver Sneakers gyms offer free access.

8. Does Planet Fitness offer personal training for seniors?

Planet Fitness offers free fitness training but does not have specialized senior training programs.

9. Can I use my Silver Sneakers card at Planet Fitness?

No, Planet Fitness does not accept Silver Sneakers membership cards.

10. Which gym is better for seniors: YMCA or Planet Fitness?

If you need senior-focused classes and social programs, YMCA is better.
If you want cheap gym access, Planet Fitness is a great option.

11. Is there a way to get free gym access as a senior?

Yes! If you qualify for Silver Sneakers or Renew Active, you can get free gym access at participating locations.

12. Does Planet Fitness have senior workout classes?

No, Planet Fitness does not have senior-specific fitness classes.

13. Does Planet Fitness have a pool or sauna?

No, Planet Fitness does not offer pools, saunas, or hot tubs.

14. Does Planet Fitness have a cancellation fee?

Classic membership: No cancellation fee.
Black Card membership: $58 cancellation fee if canceled before contract ends.

15. How do I cancel a Planet Fitness membership?

You must cancel in person at your home club location.

🏁 Final Thoughts: Should Seniors Join Planet Fitness?

If you’re looking for a budget-friendly gym with no frills, Planet Fitness is a solid option, even without Silver Sneakers. However, if you want free senior fitness programs, check out YMCA, LA Fitness, or 24 Hour Fitness instead.

👉 Have questions? Drop a comment below!